Helping you move ahead
Our cards could help improve a bad credit history, or begin to build your credit rating from scratch as time passes. Our cost promise means we’ll reduce your rate of interest throughout the first couple of years – you simply have to stay in your credit limit and then make at the least the minimal payment each thirty days.
You could improve your credit rating over time if you manage your account well, by doing things like staying within your credit limit and making at least the minimum payment each month. But you could harm your rating if you don’t manage your account properly.
Look at your eligibility before you connect with see in the event that you could possibly be effective, without impacting your credit rating.
- A credit that is personalised between ?50 and ?1,200
- 0% interest on acquisitions, for 90 days once you start your bank account
- Cost promise – 3% rate of interest decrease in the event that you make all of your re payments on some time remain in your credit limit for the very first 12 months. Ensure that is stays moving in the year that is second you’ll get another 2% decrease.
Representative 34.9% APR (variable)
Purchase rate p.a. 34.9% (variable)
Centered on borrowing limit of ?1,200
In the event that you submit an application for a Barclaycard, we’ll show you more details about how exactly to obtain the many from your own offer.